35% Construction subcontractor? Your RCT rate can be as high as 35%. Check it before your next payment. Check your position

Mortgage file for self-employed applicants

You found the home. Do not let missing tax records delay the file.

Banks may request Revenue-acknowledged Form 11s, accounts, bank statements and confirmation of tax affairs.

What we can prepare for you

  • Revenue-acknowledged Form 11
  • Notice of Assessment
  • Evidence of tax position
  • Tax Clearance where requested
  • Income and expense records
  • Work from the bank or broker checklist

Do not wait for the next payment or bank application.

A short conversation can clarify what is missing and what you should do next.

Leave your number. We will call you.

Tell us only what you need help with. No long form.

By sending, you agree that we may use your details only to respond to your enquiry. Privacy

The form will work after the Formspree ID is added. For now, call or message us on WhatsApp.

Questions you may find difficult to ask

How many years of Form 11 do I need?

It depends on the lender. AIB commonly refers to two years and may request three in some cases. We follow your current checklist.

Can you guarantee mortgage approval?

No. The bank assesses affordability, credit and the property. We prepare and explain the tax documents.

Can I apply with late returns?

Speak with your broker, but your tax record may need to be brought up to date before declared income can be assessed.